The last century has been the warmest on record, with the increase in temperature occurring “extremely unevenly” around the world.

Governments and businesses are not doing enough to prevent global warming and the UN secretary general, said that some governments and businesses were “lying” in claiming to be on track for 1.5C.

For example, the insurance industry has moved slowly to reflect the predicted level of risk. While many regional insurers have adapted to the new climate, large firms are not doing enough. For example, reinsurance firm Swiss Re relies heavily on a single measure, catastrophe models that consider only certain kinds of natural hazards (lightning strikes and earthquake shaking) and leave out major atmospheric events (drought).

Driven by CO2 and Methane production, global warming is a huge cloud hanging over the homes of us all. Climate Change is to bring ever more intensive heat waves, drought, cold, storms, floods, fires and even winter droughts more frequently than ever before. Frequency and ferocity mark out these Climate Change events.

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Drought in Doncaster